With online shopping on the rise, integrating a credit card scanner into your mobile app can be a smart move to simplify the checkout process and incr

A complete guide: Credit card scanning for mobile apps

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2025-01-06 07:00:04

With online shopping on the rise, integrating a credit card scanner into your mobile app can be a smart move to simplify the checkout process and increase your sales.

In the United States, credit cards are the main payment method used in everyday transactions, with 82% of adults having at least one credit card in 2022. For businesses looking to simplify the customer experience, streamlining card payments is a smart goal. In a world where convenience is key, credit card scanning can make the difference between conversion and failure.

In this article, we dive into the world of credit card scanners. What are they? Why and where are they used? And what’s important to consider when choosing one for your business?

A credit card scanner is designed to extract information from credit and debit cards, especially cardholder names, card numbers, expiration dates, and CVV codes. There are two big types of credit card scanners: hardware devices and software solutions.

Hardware credit card readers decode the data from magnetic stripes or embedded microchips, whereas credit card scanning SDKs use optical character recognition (OCR) and machine learning to extract data from the card. With an SDK, credit card scanning can be easily integrated into mobile apps.